Transparent, High-Value Pricing

Choose the level of guidance your business needs.

Start free with foundational compliance audits, build your commercial credit profile with DIY Foundation, or get dedicated expert Guided support.

256-Bit Bank-Grade Encryption
Stripe Verified Checkout
Cancel Anytime in 1 Click
Zero Credit Score Impact

Free

Discovery

Explore Crediqly and discover your readiness

Audit your commercial entity standing and discover your baseline funding potential.

$0/ forever
21-Point Business Profile Audit (EIN, SOS, status)
Baseline Readiness Assessment (0–100 score preview)
Business Credit Roadmap Preview (Stage 1 tasks)
Funding Readiness Insights (pre-qualification preview)
No credit card required to start

Foundation

DIY Roadmap

Build it yourself. Manage your funding-readiness journey independently.

Follow an actionable step-by-step roadmap, track genuine progress, and access relevant financial products.

$47.99/ month
Recurring monthly subscription · Cancel anytime
Everything in Free, plus:
Full Funding-Readiness Assessment & genuine progress tracking
Personalized Roadmap with actionable milestones & next steps
Relevant Tradeline & Financial-Product recommendations (Tiers 1, 2 & 3)
Funding-Readiness Score & factor gap breakdowns
Core Self-Service Platform Tools & AI Mentor guidance
Billed monthly. Cancel anytime in 1 click.
⚡ Most Popular — Expert Guidance

Guided

Expert Guided

Personalized guidance alongside the complete platform.

Designed for founders who want strategic consultations, application sequencing, and priority expert support.

$147.99/ month
Recurring monthly subscription · Cancel anytime
Everything in Foundation included
Deeper Business Fundability Analysis & underwriting audit
1 Scheduled Strategy Consultation per month with credit specialist
Funding Preparation & Application-Sequencing guidance
Personalized Progress Reviews & document preparation
Clearly Defined Priority Support with expedited turnaround
Billed monthly. Cancel anytime in 1 click.
Guided Program · Option B (One-Time Payment)

Guided 12-Month Program — $997 One Time

Covers a defined 12-month Guided program for business owners who prefer an upfront single payment instead of monthly billing. Includes the same complete Guided features and support entitlements: 1 scheduled personal strategy meeting per month, deeper fundability analysis, sequencing guidance, and priority support for 12 months. No automatic renewal.

Guided 12-Month Option
$997one-time
Covers 12 months · No automatic renewal
Full Underwriting & Fundability Analysis

Deep analysis of your commercial bureau filings, bank statements, entity standing, and fundability gaps.

Application-Sequencing Guidance

Expert roadmap and sequencing to avoid unnecessary inquiries and optimize application timing across lenders.

Monthly Consultations & Priority Support

1 scheduled strategy meeting per month (up to 12 sessions) and dedicated priority response from certified specialists.

⚡ Covers a defined 12-month Guided program. Does not auto-renew. Access reverts to Free after 12 months unless renewed. We never guarantee loan approval.
Exceptional Market Value

Powerful Business Credit & Funding Support — Without the High Price Tag

See how our approach gives business owners access to powerful credit-building, funding-readiness, guidance, and funding-discovery tools at a much more accessible price.

Capability / Dimension
Our Platform
Crediqly
Modern & Accessible
CreditSuite
Fundability System
$497/month
Fund&Grow
Elite Membership
$3,997/year
Business Credit Guidance
Step-by-step guidance on entity compliance & credit tier separation
Funding Readiness
Underwriting diagnostics & objective factor gap analysis
Funding Opportunities
Commercial lender directories & matched capital options
Business Credit Building
Bureau-reporting tradeline setup under company EIN
Personalized Roadmap
Milestone checkpoints customized to your business profile
AI/Platform GuidanceExclusive
24/7 data-aware automated AI Mentor & factor explanations
——
Human Support
Flexible 1-on-1 Certified Specialist Advisory without forced retainer
Available
Starting Price
Total cost of baseline entry for business owners
From $47.99/mo$0 Free Available
$497/mo
Fundability System
$3,997/year
Elite Membership (12 mo)
Accessible Stepping Stones

Get started from $0. Upgrade to powerful tools and human guidance when you need it.

Rather than forcing thousands in upfront fees or lock-in contracts, Crediqly lets you start free and advance on your schedule.

Our Plans
FreeStarter
$0forever
No credit card required

Basic business profile, baseline readiness assessment, and personalized roadmap preview

FoundationSelf-Directed
$47.99/mo
Recurring monthly subscription

Build independently: full readiness assessment, complete 4-tier roadmap, tradelines & AI mentor

GuidedMost Popular
$147.99/mo
Or $997 one-time for 12 months

Expert guidance: personal monthly strategy meeting, application sequencing & priority support

Competitor pricing and features are based on publicly available information and may change. Comparisons are for informational purposes only. Funding approval is subject to individual lender requirements and is never guaranteed.

Compare Plan Capabilities

Every tier provides real value. Upgrade or downgrade whenever your business milestones require it.

Platform CapabilityFree ($0)Foundation ($47.99/mo)Guided ($147.99/mo)
21-Point Business Profile Compliance Audit
Funding Readiness Score & Factor AnalysisBasic (3 Factors)Full (6 Factors + Gaps)Full + Advisor Review
Interactive Business Credit RoadmapTier 1 Foundational OnlyComplete 4-Tier InteractiveComplete 4-Tier + Custom Plan
Vendor Tradelines & Net-30 CatalogsStarter (3 Vendors)Full Catalog (Tiers 1, 2, 3)Full Catalog + Tailored Recommendations
Commercial Banks Directory & Criteria—
Personalized Funding Matches EngineBasic Category PreviewsFull Opportunity MatchesFull Matches + Application Prep
Funding Application Tracker
Crediqly AI Mentor Access—
1-on-1 Monthly Strategy Meeting——
Priority Support & Guided Strategy Review——

Responsible Commercial Advisory Standards

Crediqly provides educational frameworks, readiness evaluations, and credit-building roadmaps. Crediqly is not a lender, broker, or credit repair organization. We never make speculative claims such as “guaranteed approval” or “guaranteed score increase”—our mission is to help U.S. business owners establish genuine commercial separation and legitimate operational credit depth.